LIVE
NAT'L BANK AVG
0.46%
0.00%
TOP HYSA
5.30%
+0.05%
US 10Y T-NOTE
4.12%
-0.02%
USDC STABLECOIN
9.82%
+1.20%
ETH STAKING
3.40%
+0.12%
S&P 500 DIV
1.35%
-0.01%
INFLATION (CPI)
3.10%
0.00%
NAT'L BANK AVG
0.46%
0.00%
TOP HYSA
5.30%
+0.05%
US 10Y T-NOTE
4.12%
-0.02%
USDC STABLECOIN
9.82%
+1.20%
ETH STAKING
3.40%
+0.12%
S&P 500 DIV
1.35%
-0.01%
INFLATION (CPI)
3.10%
0.00%
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CIBC Smart Account vs Ally High Yield Savings

The fee battle. Who steals less of your money?

CIBC Smart Account

Fee Schedule Analysis

GREED SCORE: 81/100
Monthly Cost
16.95
Wire Fee
50.00
Overdraft Risk
5.00
WINNER

Ally High Yield Savings

Fee Schedule Analysis

GREED SCORE: 12/100
Monthly Cost
0.00
Wire Fee
20.00
Overdraft Risk
0.00

The Verdict

Ally High Yield Savings is the statistically superior choice. By switching from CIBC Smart Account, you could save approximately $203.40 per year in maintenance fees alone, not counting the risk of wire transfer fees.