The Yield Master List

Ultra-high yield derivative strategy tracking MicroStrategy volatility. Note: some aggregators show a distorted ~250%+ "TTM yield" from a one-time special distribution — 75.8% is the current recurring distribution rate.

Selling covered calls on Nvidia. Capturing massive premium while capping upside. Distribution rate has fallen meaningfully (was 54.2% in March) as NVDA implied volatility compressed.

Income generation from Tesla volatility. High decay risk during bear trends.

Sells covered calls on QQQ. One of the original high-yield covered call ETFs.

Covered call strategy on the S&P 500. Lower volatility than QYLD. Yield sources vary more than usual on this one (10.3-11.9% depending on methodology) — treat as approximate.

JPMorgan's flagship income ETF. Uses ELNs to generate premium income with lower volatility.

JEPI's tech-focused sibling. Higher yield via Nasdaq exposure with ELN income overlay. Sources split on forward vs. trailing yield here (10.8-13.1%) — 11% is a middle estimate, not a precise quote.

Gold standard dividend growth ETF. Quality companies with consistent dividend increases.

The global risk-free rate. Backed by the full faith of the US Government. Down from 5.42% in March as the Fed cutting cycle progressed through 2026.

Liquid T-bill exposure. Near-zero duration, daily liquidity, no lock-up.

Fidelity's default cash sweep. Instant liquidity, government-backed securities only.

FDIC insured liquid cash. Zero principal risk. No minimum balance. Down from 4.25% in March as the Fed cutting cycle progressed.

Goldman's consumer savings arm. Base rate shown — a "Rate Boost" promo can push new deposits to ~4.40% for the first 3 months. FDIC insured.

Rate shown requires direct deposit (drops to ~1.00% without it) — a 6-month promo can push it to ~3.80%. FDIC insured up to $2M via partner banks.

No fees, no minimums historically. Flagging for verification: Discover was acquired by Capital One (closed May 2025), and some reports suggest new savings applications may no longer be accepted — confirm current availability before recommending.

The standard big bank rate. Baseline of wealth erosion. Included for comparison only.