LIVE
NAT'L BANK AVG
0.46%
0.00%
TOP HYSA
5.30%
+0.05%
US 10Y T-NOTE
4.12%
-0.02%
USDC STABLECOIN
9.82%
+1.20%
ETH STAKING
3.40%
+0.12%
S&P 500 DIV
1.35%
-0.01%
INFLATION (CPI)
3.10%
0.00%
NAT'L BANK AVG
0.46%
0.00%
TOP HYSA
5.30%
+0.05%
US 10Y T-NOTE
4.12%
-0.02%
USDC STABLECOIN
9.82%
+1.20%
ETH STAKING
3.40%
+0.12%
S&P 500 DIV
1.35%
-0.01%
INFLATION (CPI)
3.10%
0.00%
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Financial Disclaimer

Last Updated: February 1, 2026

YieldDelta ("the Site") provides financial data and calculation tools for informational and educational purposes only. We are not a bank, financial advisor, or investment firm.

1. No Financial Advice

The information contained on this website does not constitute financial, investment, legal, or tax advice. The "Greed Scores," "Yield Deltas," and fee comparisons are mathematical outputs based on publicly available data and do not account for your individual financial situation, risk tolerance, or goals.

You should always consult with a qualified professional (CPA, CFP, or attorney) before making significant financial decisions.

2. Accuracy of Data

While we strive for precision, bank fee schedules, APY rates, and terms of service change frequently and without notice. YieldDelta cannot guarantee the accuracy, completeness, or timeliness of the data presented.

  • APY Rates: Interest rates are variable and subject to change by the financial institution at any time.
  • Fee Schedules: Banks may update their maintenance fees, wire fees, or waiver requirements immediately.

Always verify the latest rates and terms directly on the financial institution's official website before opening an account.

3. Affiliate Disclosure

YieldDelta may participate in affiliate marketing programs. This means we may earn a commission if you click on links to partner banks or financial products and open an account. This comes at no extra cost to you and helps support the development of our free tools. However, our "Greed Scores" and algorithmic rankings are never influenced by compensation.

4. Limitation of Liability

In no event shall YieldDelta, its owners, or its affiliates be liable for any direct, indirect, incidental, or consequential damages arising out of the use or inability to use the materials on this website. This includes, but is not limited to, loss of data, loss of profit, or loss of yield due to relying on our calculations.

5. Third-Party Links

Our service contains links to third-party websites (e.g., Chase.com, WellsFargo.com) that are not owned or controlled by YieldDelta. We assume no responsibility for the content, privacy policies, or practices of any third-party websites.