CIBC Smart Account vs Chime

The fee battle. Who steals less of your money?

CIBC Smart Account

Fee Schedule Analysis

GREED SCORE: 81/100

Monthly Cost

16.95

Wire Fee

50.00

Overdraft Risk

5.00

WINNER

Chime

Fee Schedule Analysis

GREED SCORE: 5/100

Monthly Cost

0.00

Wire Fee

0.00

Overdraft Risk

0.00

The Verdict

Chime is the statistically superior choice. By switching from CIBC Smart Account, you could save approximately $203.40 per year in maintenance fees alone, not counting the risk of wire transfer fees.