CIBC Smart Account vs Charles Schwab Investor Checking

The fee battle. Who steals less of your money?

CIBC Smart Account

Fee Schedule Analysis

GREED SCORE: 81/100

Monthly Cost

16.95

Wire Fee

50.00

Overdraft Risk

5.00

WINNER

Charles Schwab Investor Checking

Fee Schedule Analysis

GREED SCORE: 4/100

Monthly Cost

0.00

Wire Fee

0.00

Overdraft Risk

0.00

The Verdict

Charles Schwab Investor Checking is the statistically superior choice. By switching from CIBC Smart Account, you could save approximately $203.40 per year in maintenance fees alone, not counting the risk of wire transfer fees.