LIVE
NAT'L BANK AVG
0.46%
0.00%
TOP HYSA
5.30%
+0.05%
US 10Y T-NOTE
4.12%
-0.02%
USDC STABLECOIN
9.82%
+1.20%
ETH STAKING
3.40%
+0.12%
S&P 500 DIV
1.35%
-0.01%
INFLATION (CPI)
3.10%
0.00%
NAT'L BANK AVG
0.46%
0.00%
TOP HYSA
5.30%
+0.05%
US 10Y T-NOTE
4.12%
-0.02%
USDC STABLECOIN
9.82%
+1.20%
ETH STAKING
3.40%
+0.12%
S&P 500 DIV
1.35%
-0.01%
INFLATION (CPI)
3.10%
0.00%
Back to HomeView All Battles

U.S. Bank Smartly vs Discover Cashback Debit

The fee battle. Who steals less of your money?

U.S. Bank Smartly

Fee Schedule Analysis

GREED SCORE: 75/100
Monthly Cost
6.95
Wire Fee
30.00
Overdraft Risk
36.00
WINNER

Discover Cashback Debit

Fee Schedule Analysis

GREED SCORE: 10/100
Monthly Cost
0.00
Wire Fee
30.00
Overdraft Risk
0.00

The Verdict

Discover Cashback Debit is the statistically superior choice. By switching from U.S. Bank Smartly, you could save approximately $83.40 per year in maintenance fees alone, not counting the risk of wire transfer fees.